Crop Insurance
Types of Coverage We Offer
Built around how you farm
We help farmers across North Carolina find federally-backed crop insurance that fits how they actually run their farms — row crops, pasture, livestock & more.
Multi-Peril Crop Insurance (MPCI)
Covers major crops like corn, soybeans, tobacco, peanuts & more against weather disasters and yield loss.
Revenue Protection
Helps keep your income steady when crop prices drop or you harvest less than expected.
Whole-Farm Revenue Protection (WFRP)
Insures your total farm income under one plan — perfect for growers with mixed crops or livestock.
Actual Production History (APH) Policies
Protects against yield loss based on your farm’s historic average production.
Livestock Risk Protection (LRP)
Helps cattle & hog producers manage market price swings that can hit hard at sale time.
Pasture, Rangeland & Forage (PRF)
Supports ranchers & hay growers with coverage for forage losses tied to drought.
Nursery & Specialty Crop Policies
We offer options for crops like blueberries, strawberries & others where available, based on your location.
Map Books & Farm Planning Tools
Free, personalized field maps that make reporting and planning easier — no extra cost, just part of our service.
Proud to Serve Local Farms
Working across Eastern & Central NC
We work with farmers across the region, including:
Crop Insurance FAQs
Straight answers for NC farmers
How does crop insurance work?
Crop insurance helps cover financial losses when things like drought, flood, or low prices affect your yield or revenue. You pay a premium based on the coverage you choose, and if your actual production or income falls short, the policy may pay a portion of the loss. These programs are backed by the USDA’s Risk Management Agency, and agents like us help farmers enroll and manage their coverage. The key is choosing a plan that fits how your farm operates.
Is crop insurance the same price everywhere?
Yes. Prices and coverage options are federally set, which means they’re the same no matter which agent you choose. The difference is in the service — how well your agent explains your policy, helps you with paperwork, and supports you when a claim is needed. That’s where we put our energy.
What types of farms do you work with?
We work with all kinds of operations — from large row crop farms to small, diversified produce farms, and even livestock and forage operations. Whether you grow corn, berries, tobacco, or raise cattle, we can walk through what options may apply. Many of our clients have multiple crops or a mix of livestock and land. We’re here to help find a coverage setup that reflects what your farm actually looks like.
Can I get insurance if I grow specialty crops like blueberries or strawberries?
Yes, many specialty crops in North Carolina can be insured under their own policies or as part of a whole-farm plan. For example, blueberry insurance is available in several counties, and we’ve helped many growers get set up before the spring season. If a specific crop isn’t covered under standard programs, there may still be options like whole-farm revenue protection or USDA fallback programs. We’re happy to talk through what’s available for your crops.
When should I sign up for crop insurance?
Most policies have specific deadlines set by the USDA, depending on the crop and season. For example, spring crops like corn and soybeans often have a sign-up deadline in late February, while wheat usually has a fall deadline. It’s important to plan ahead, because once those dates pass, coverage isn’t available for that season. We can help you track those deadlines and prepare what you’ll need to enroll.
