Harnett County Crop Insurance
Crop Insurance for Harnett Farms
Local support from a hands-on team
From row crops along Highway 210 to hayfields outside Coats and fruit farms near Dunn, Harnett County agriculture is as diverse as its terrain. We work directly with farmers across the county to match each operation with insurance that fits the crops they grow and the risks they face. Whether you’re new to crop insurance or need help reviewing your current policy, we’re here to explain your options and stay involved year-round.
Insurance Options for Harnett County
Coverage tailored for your acreage & operation
We help farmers in Harnett County access USDA-approved insurance plans designed for local crop types, weather concerns, and market risks.
Multi-Peril Crop Insurance (MPCI)
Protection for natural disasters like hail, drought, and excessive rain — commonly used for corn, soybeans, and cotton.
Revenue Protection
Helps balance out years when yields are down or prices drop.
Whole-Farm Revenue Protection (WFRP)
Good for farms growing a mix of crops or selling direct to markets.
Actual Production History (APH) Policies
Uses your farm’s yield history to calculate guaranteed coverage.
Livestock Risk Protection (LRP)
Available for local beef producers managing cattle sales.
Pasture, Rangeland & Forage (PRF)
For hay and grazing land during dry periods.
Nursery & Specialty Crop Policies
Possible for farms growing produce or ornamental plants.
Map Books & Planning Tools
Updated field maps for acreage planning and insurance reporting.
What crops can I insure in Harnett County?
Farmers here commonly insure corn, soybeans, wheat, cotton, and tobacco. Some may also qualify for coverage on peanuts or produce, depending on acreage and location. We’ll help confirm which crops are eligible and which policy types apply to your farm. We also explore whole-farm options when needed.
Are hay fields and grazing land covered here?
Yes — PRF is a great option for protecting hay and pasture acres, especially during dry summer months. You don’t have to report yields or harvest, as coverage is based on rainfall data in your area. We’ll help set it up in a way that fits your fields and timing.
Can I insure just a portion of my farm?
Yes — you can choose which crops or fields to insure. Many farmers start with their highest-value or highest-risk acres and adjust coverage each year. Whether you have land near Angier, Buies Creek, or Bunnlevel, we’ll help you select what makes sense for your operation.
How do I know which policy is right for me?
We’ll explain your choices and walk through real examples so you can see how each one works. There’s no pressure to commit to something you don’t understand — we want you to feel confident in what you’re signing up for. We’re happy to meet in person or walk your fields if needed.
Do you help with the paperwork and deadlines?
Yes — we help with sign-up, reporting, maps, and yearly reviews. We’ll also send deadline reminders so you’re never caught off guard. Our goal is to make crop insurance feel manageable, not overwhelming.